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Commercial Auto Insurance

Commercial Auto Insurance

We offer customized commercial auto insurance solutions for almost every type of business. If you’re a new business owner with a pick-up truck or an experienced business owner with a fleet of cargo vans, WE Insure can provide business auto insurance to meet your needs. A business auto policy can cover a variety of vehicle types, including: cars, pick-up trucks, vans, and SUVs, in addition to heavy truck exposures.

What does Commercial Auto Insurance cover?

Commercial auto insurance, like your personal auto policy, provides similar coverages such as liability, collision, comprehensive, medical payments (or personal injury protection) and uninsured motorists coverage.

However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits.

What are the coverages?

Bodily injury liability coverage

Pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.

Comprehensive physical damage coverage

Pays for damage to or replacement of your car from theft, vandalism, flood, fire, and other covered perils.

Collision coverage

Pays for damage to your car when it hits or is hit by another object.

Medical payments, no-fault or Personal Injury Coverage

Usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.

Combined single limit (CSL)

Liability policies typically offer separate limits that apply to bodily injury claims for property damage. A combined single limits policy has the same dollar amount of coverage per covered occurrence whether bodily injury or property damage, one person or several.

Property damage liability coverage

Provides you with protection if your car accidently damages another persons property. It also provides you with a legal defense.

Uninsured motorist coverage

Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver in which the at-fault driver has insufficient insurance.

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We Can Also Handle Your Heavy Trucking Risk

  • Box Trucks
  • Tow Trucks
  • Dump Trucks
  • Pickup Trucks
  • Flatbed Trucks
  • Garbage Trucks
  • Tank Trucks
  • Semi Trucks & Tractors
  • Front Loaders
  • Garbage Trucks
  • And More

With many different options, commercial car insurance can be puzzling. We can help you with your commercial vehicle insurance needs in Florida, So contact one of the agents at WE Insure for your Florida commercial auto insurance needs.

Tailoring Policies to Your Needs and Budget.

We work hard to shop various policies on your behalf, seeking the best options at the most competitive prices. We also review all potential discounts you may be eligible for to help lower your rates. This review is ongoing, and we’ll remain proactive on your account. So, whether you needs are, personal or business, turn to us for all of your insurance needs.

Learn more by calling us at 239-313-2045 or by emailing our insurance agency.

We look forward to hearing from you!

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