Business vehicle insurance provided physical damage, liability coverages for usage, and situations not covered by a personal auto policy that can put your business investments at risk. As a business owner, you may have one or more vehicles, such as trucks, delivery vehicles, taxis, limos, or buses. We can help you find the best Business Auto insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.
It’s essential to understand what your coverage options are — not just for your Commercial Auto, but for you, and to others.
Your vehicle, you, and your business are protected from costs of damages, injury, and liability claims that you may incur in an accident. It’ll protect from various incidents, including anything from a break-in to a multi-car accident, depending on the exact coverages they have. Like most states in Florida, all vehicles on public roads must maintain at least the state’s minimum auto coverage levels. If fail to do may not be able to register their vehicle, and they might face legal consequences if they pulled over or in an accident.
Here are some specific benefits of personal vehicle insurance:
Florida car insurance laws are notably different from many other states, is also known as the Florida No-Fault Law. Meaning that a driver involved in an accident would collect medical, disability, and further compensation from their own insurance company, regardless of whether they caused the crash.
Two important Florida car insurance laws to be aware of are the Financial Responsibility Law and the No-Fault Law:
Commercial Auto insurance policies include liability coverages, vehicle coverages, coverages for yourself, and other optional coverages.
A few coverages that are available through most policies as either required or optional protections and includes:
Auto Insurance vary widely based on individual rating factors, and every single insurance quote will generate a different premium. Bellow, you can find some of the things that commonly influence an Auto insurance rates.