Commercial Property


Commercial Property Insurance

Commercial property insurance protects your business from the loss of tangible assets that need it to do the job and deliver results, including a physical location, equipment, parts to make the product, and a loss of business income. For smaller businesses, it may only be a computer and office equipment. What would happen to your company tomorrow if these assets were suddenly gone due to fires, vandalism, theft, and equipment breakdown. We can help you find the best Commercial Property insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.

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LET US KNOW Tell us about your insurance needs.

It’s essential to understand what your coverage options are — not just for your properties, but for you, your Business and to others.

Learn more about Business Property Insurance Coverage Understanding the different types of coverages can help you find the right Business Property Insurance policy for your needs and budget.

Why do you need Business Property Insurance?

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What Business Property Insurance Cover?
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How Much Business Property Insurance Cost?

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Want to see how much we can save you?
Just request a quote to find out.

Why do you need Business Property Insurance?

Florida commercial property insurance is like the strait-laced, a dependable partner. With it, your business and income stream are protected. Also, having the means for replacing all your business’s staff. So if you’re not a fan of sudden catastrophic debt, we need this insurance. Property insurance comes in a variety of flavors with a seemingly endless array of options.
At WE Insure, we can guide you to get the right suite of coverage for your business.

Here are some specific benefits of Business Property Insurance:

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What Business Property Insurance Cover?

Florida commercial property insurance policy is designed to be flexible, protecting you against several risks that are involved in perils and hazards on buildings owned or occupied (tenant)by the insured.

A few coverages that are available through most policies as either required or optional protections and includes:

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Structures Coverages
Buildings and other Structures

Protect the building and fixed structures that are owned by your business.

Interruption Coverages
Business Income Interruption

This coverage pays for the income you’d lose if your business is damaged, and you can’t perform your regular business operations

Loss of Use

This coverage help you to pay for additional living expenses if you’re unable to live in your home due to a covered loss.

Personal Coverages
Business Personal Property

This coverage includes items that can be quickly taken out, like office equipment, inventory, and other supplies.

Liability Coverages
Liability insurance

This insurance covers your business operations for things like injury to a third party. It can be a standalone product or included in a business owner’s policy.

Common covered perils on Florida Business Property Insurance policy.
  • Fire, or Lightning.
  • Weather-related damage,
    such as windstorm or hail.
  • Water damage,
    not from flood.
  • Damage caused by
    Falling Objects.

Hazards, such as floods and earthquakes, are not typically covered by standard policies, for such perils, additional coverage options are available.

As an independent agency, we’re able to request quotes from several insurers; you can compare and review each quote to determine which one provides the best coverage at the most affordable rate.

We’re always pleased to provide professional and friendly consultations regarding Business Property  insurance to help you understand the importance of insurance protection you can truly be comfortable with.

What does Business Property Insurance Cover?

Business Property insurance costs vary widely based on individual rating factors, and every single insurance quote will generate a different premium.

Occupancy — What is your industry? A realtor’s office generally carries less risk than a restaurant or repair shop.
Type of Equipment — Heavy industrial equipment will cost more to insure than an at-home business’ sewing machine.
Safety and Security — This expands on the geography and location aspects. Is your commercial property located in a high crime area?
Claims History — Claims maid on a homeowner’s insurance policy it’ll increase the premium.
Coverages You choose — Your insurance and coverage amounts choices and deductibles, have a significant impact on how much you’ll pay.
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