Florida Commercial Auto Insurance
Peace of Mind for Businesses On the Road.
Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. As a business owner, you may have one or more vehicles, such as delivery vehicles, taxis, limos, or buses. The right commercial auto insurance covers you for accidents, injuries, and other incidents that can put those investments at risk. We can provide a business auto insurance policy to meet your needs from trips across the country to local deliveries.
We offer coverage options that are both flexible and affordable and will work with you on an individual basis to find a policy that best suits your needs. Our dedicated team assures that your business and your properties are protected.
Get the protection you need and the attention you deserve!
It’s essential to understand what your coverage options are — not just for your commercial auto, but for business, and to others. We’re local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your needs.
Why do you need Commercial Auto Insurance?
Not only is your commercial vehicle insurance is critical for protecting your business financially, but also it is required by law.
Your vehicle, you and your business will be protected from costs of damages, injury, and liability claim that you may incur in an accident.
Here are some specific circumstances that Florida commercial auto insurance would cover:
What does Commercial Auto Insurance cover?
Commercial Auto Insurance can only help pay to repair physical damage to the vehicle, but if damaged by theft, weather, events, or collisions. It can also pay for lawsuit costs associated with accidents, such as medical expenses and legal fees.
To prevent losing your hard-earned revenue due to an auto accident, you’ll want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. We’ll work with you one-on-one to create a customized policy.
Typical Florida Commercial Auto Policy Components.
Additional coverage types may be available depending on the insurance company that you chose..
A commercial auto policy also can include coverage for cars you borrow or rent, as well as coverage for employees who use their cars for your business..
How Much Does Commercial Auto Insurance Cost?
Insurance costs vary widely based on individual rating factors, and every single insurance quote will generate a different premium. We compared premiums from some of Forida’s most popular insurers.
Your insurance choices and coverage amounts have a significant impact on how much you’ll pay.
If you’re hauling cargo, premiums will be much lower if you’re hauling hay compared to hauling a hazardous material like fuel.
Long distance, especially when crossing state lines, will add to the cost.
More vehicles and employees are driving will mean higher risk exposure, more coverage needs, and higher premiums.
The premium for physical damage coverage is often a percentage of the vehicle’s value.
Generally, more significant, heavier vehicles will need more coverage.
The better your credit, the more favorable your rates will usually be.
Your driving record and loss history plays a substantial role in the rates.