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Florida

Special Event Insurance


Anniversaries, birthday celebrations, graduation parties, and weddings - these are all special events that celebrate important moments in a person’s life. Planning such an event often involves a lot of time, money, and effort, all in the hopes that everything goes as expected.Special Event Insurance is designed to provide you with peace of mind and financial protection in the event you have to cancel your special plans due to adverse weather conditions or a natural disaster. Most policies also cover cancellation when serious injury or illness prevents a key participant from attending the event.

Our dedicated team will work with you on an individual basis to find a policy that best suits your needs, for you, your family, and possessions are secure.

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Tell us about your insurance needs.

It’s essential to understand what your coverage options are — not just for your Special Event, but for you, and to others.

What does Special Event Cover?


Special event insurance is designed to cover the host’s financial losses and liabilities should problems arise during special functions.Event liability insurance can help protect you from financial loss if you are held legally responsible for property damage to the venue or bodily injury to someone injured at your event. Coverage highlights include:

Host liquor liability insurance available.

Bodily injury and property damage liability

Event cancellation add-on – Vendor bankruptcy, extreme weather, accident or illness of host, honoree, or immediate family member.

Liability coverage for business and corporate events include:

Business meetings.

Business dinners.

Corporate parties.

Fundraiser dinners.

Non-profit functions.

Special Event Insurance for Individuals

Business owners aren’t the only people who may need event insurance. Private individuals often insure major events, especially when they pay a lot for the event or expect a large number of people. Wedding event insurance is probably the most common private coverage, but people might also insure retirement parties, bar or bat mitzvahs, quinceaneras, and family reunions.

Wedding Event Insurance

Wedding event insurance has two main components: liability coverage and event cancellation. Liability coverage pays for people’s injuries and property damage, and event cancellation covers the costs that come with cancellations and postponements.You can also add host liquor liability to your wedding event insurance. It pays for damages an inebriated guest causes.

Considering most venues require a $1 million occurrence and $2 million aggregate liability insurance policy, special event insurance is a must. Even without that requirement, the risk for vendors to go bankrupt or severe weather to hit makes special event insurance plus cancellation coverage a smart investment.


If you’re looking to get coverage fast, call us. We utilizes technology to quickly compare multiple quotes from top carriers and find a low-cost option that’s right for you.

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We specialize personal and commercial lines.

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