Renters Insurance


Renter's Insurance

Renter's insurance is available to persons renting or subletting a single-family home, apartment, duplex, condo, studio, loft, or townhome. The policy protects against losses to the tenants' personal property within the rented property, like injuries occurring on the premises that are not due to a property structural (in this case, the owner's – not renter's – policy would apply). We can help you find the best Renter's insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and competitive pricing.

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LET US KNOW Tell us about your insurance needs.

It’s essential to understand what your coverage options are — not just what you rented unit , but for you, and to others.

Learn more about Renters Insurance Coverage Understanding the different types of coverages can help you find the right Renters Insurance policy for your needs and budget.

Why do you need Renters Insurance?

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What does Renters Insurance Cover?
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How much does Renters Insurance Cost?

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Why do you need Renters Insurance?

Anyone renting any type of residence long-term—be it an apartment or single-family home—should strongly consider purchasing a renters insurance policy. For most tenants, renters insurance is an invaluable tool to protect against potentially devastating financial consequences. But wealthy tenants also have a need for renters insurance as a way to to mitigate the financial cost of damaging, unexpected events.

Here are some specific benefits of renters insurance:

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Want to see how much we can save you?
Just request a quote to find out.

What does Renters Insurance Cover?

Your home is the center of your world — the place where family and friends meet and memories are made.


A comprehensive Renters policy will cover costs to replace your personal belongings, like your furniture, electronics, computer equipment, your clothes, jewelry, and appliances. Basic renters’ insurance will reimburse you for the loss of property (up to your policy’s coverage limit) if destroyed or damaged.

A few coverages that are available through most policies as either required or optional protections and includes:

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Personal Coverages
Personal Property

This coverage helps cover your personal property not attached your own home, such as furniture and clothing.

Loss of Use

This coverage help you to pay for additional living expenses if you’re unable to live in your home due to a covered loss.

Liability Coverages
Liability Insurance

Offers protection from a variety of potential liability lawsuits that accuse a homeowner of causing injury or damages.

Medical Coverage
Medical Payments to others

These covers pay for minor injuries if a guest hurt on your property. They are usually sold in a small amount.

It’s Your landlord’s responsibility is to have insurance to protect the actual structure of the building and any fix contents inside that are included with the home.

As an independent agency, we’re able to request quotes from several insurers; you can compare and review each quote to determine which one provides the best coverage at the most affordable rate.

We’re always pleased to provide professional and friendly consultations regarding Renters Insurance to help you understand the importance of insurance protection you can truly be comfortable with.

How much does Renters Insurance Cost?

Renters Insurance costs vary widely based on individual rating factors, and every single insurance quote will generate a different premium. Bellow, you can find some of the things that commonly influence renters insurance rates.

Base Demographic — Your age, your gender, your marital status, and education will affect your insurance rates in different ways.
Dwelling Location — The location of your home can change your homeowner’s insurance premium. Near water it’ll increase the rate.
Personal Factors — Your habits can affect your homeowner’s insurance premium. Ex: smokers may pay more, good credit history can lower the premium.
Coverages You choose — Your insurance and coverage amounts choices and deductibles, have a significant impact on how much you’ll pay.
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