Peace of Mind for you and your family on the road.


Auto Insurance

We’re ready to help you protect your lifestyle and dreams with car insurance. We understand the need for different types of auto insurance coverage, and we take great pride in offering a wide range of car insurance policies at competitive rates. We’ll find you the best auto insurance policy to meet your needs and your budget.We offer you a personalized service, and our insurance specialists will work with you one-on-one to find a policy that keeps you and your family protected.

Our dedicated team will work with you on an individual basis to find a policy that best suits your needs, for you, your family, and possessions are secure.


Tell us about your insurance needs.

It’s essential to understand what your coverage options are — not just for your automobile, but for you, and to others.

Learn More About Car Insurance Coverage

Florida Insurance Requirements

Understanding the different types of coverages can help you find the right car insurance policy for your needs and budget.

It's Your Financial Protection.

Understand Florida policy coverages.

Find out what will impact the insurance price.

Why do you need Car Insurance?

In Florida and like almost every other state, it’s illegal to drive without car insurance. Every state has a legally required minimum liability coverage. If you are unable to provide proof of insurance in Florida, you run the risk of having your vehicle impounded, and your license suspended and fined. If you make a habit of getting caught without it, you could end up in jail. The other good reason to have car insurance is consistency. It’s easier to pay monthly or quarterly premiums than to swallow the sudden cost of an unfortunate accident.

Here are some specific circumstances that personal car insurance would cover:

Damage to property in an auto accident caused by you.

Injury cause to others in an auto accident caused by your car.

Theft or vandalism of your car.

Your family become injured in an auto accident and need medical assistance.

Your car is involved in an auto accident caused by another driver who does not have adequate/any insurance coverage.

At WE Insure, we offer free, comparative auto, home, and business quotes from multiple insurance carriers to get you the best possible assurance rate.

Want to see how much we can save you? Just request a quote to find out.

What does Car Insurance Cover?

Florida auto insurance laws are notably different from many other states, also known as the Florida No-Fault Law. Meaning that a driver who is involved in an accident would collect medical, disability, and other compensation from their own insurance company, regardless of whether or not they caused the crash.

It requires all drivers of vehicles with at least four wheels to purchase and carry an auto insurance policy with at list two types of coverage.

Personal Injury Protection (PIP)

Property Damage Liability (PDL)

Each those type of coverage must have a minimum of $10,000 coverage amount.

Typical Florida Auto Policy Components.

Bodily Injury Liability

This overage pays to others for bodily injury or death resulting from an accident for which you are at fault.

Property Damage Liability

This coverage provides you with protection if your car accidentally damages another persons property

Personal Injury Protection

This overage pays you for bodily injury or death resulting from an accident regardless who at fault.

Uninsured Motorist

This overage pays you for bodily injury from an accident for which you are not at fault including underinsured motorist.

Collision Damages

This coverage pays you for the damage to your vehicles in the event you cause an accident by you or someone.

Comprehensive Damages

This overage pays for damage to your car from cover perils such as theft, vandalism, flood and others.

Additional coverage types may be available depending on the insurance company that you chose.

Medical Payments

This coverage pays for the treatment of injuries to the driver and passengers of the policyholder's car.

Roadside Assistance

Rental Reimbursement

24-Hour Road Service

Accident Forgiveness

Gap insurance

Custom Auto Equipment

What does Car Insurance Cover?

Auto Insurance vary widely based on individual rating factors, and every single insurance quote will generate a different premium. Bellow, you can find some of the things that commonly influence an Auto insurance rates.

Your Driving Habits — Your daily driving routine and what purposes you use of your car.

Your Driving Habits — Your daily driving routine and what purposes you use of your car.

What kind of car you drive — The price, style and age of your vehicle all contribute to how much car insurance costs will be.

Your Credit History — The better your credit, the more favorable your rates will usually be.

Driving History — Your driving record and loss history plays a substantial role in the rates.

Household — Insurance companies underwrite at the household level, meaning they try to judge based on the entire family.

Coverages You Choose — Your insurance choices and coverage amounts, deductibles have a significant impact on how much you’ll pay.



Top-rated insurance companies in Florida.


We specialize personal and commercial lines.


We’ll be there for you whenever you need us.

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