Peace of mind for you and your family belongings and memories.


Renters Insurance

Renter's insurance is available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or town home. The policy protects against losses to the tenant's personal property within the rented property. In addition, a renter's insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property (in this case, the owner's – not renter's – policy would apply).

Our dedicated team will work with you on an individual basis to find a policy that best suits your needs, for you, your family, and possessions are secure.


Tell us about your insurance needs.

It’s essential to understand what your coverage options are — not just what you rented unit , but for you, and to others.

Learn More About Renters Insurance Coverages

Florida Insurance Requirements

Understanding the different types of coverages can help you find the right renters insurance policy for your needs and budget.

It's Your Financial Protection.

Understand Florida policy coverages.

Find out what will impact the insurance price.

Why do you need Renters Insurance?

Anyone renting any type of residence long-term—be it an apartment or single-family home—should strongly consider purchasing a renters insurance policy. For most tenants, renters insurance is an invaluable tool to protect against potentially devastating financial consequences. But wealthy tenants also have a need for renters insurance as a way to to mitigate the financial cost of damaging, unexpected events.

Here are some specific circumstances that Renters insurance would cover:

Pays for someone else's injuries or property damage when it's your fault.

Pays for repairs to your belongings.

Pays for temporary living expenses when your home is damaged.

It will protect you against claims by anyone who injures themselves while on your property – from the mail carrier to that brother-in-law.

At WE Insure, we offer free, comparative auto, home, and business quotes from multiple insurance carriers to get you the best possible assurance rate.

Want to see how much we can save you? Just request a quote to find out.

What does Renters Insurance Cover?

A comprehensive policy will cover costs to replace your personal belongings, like your furniture, electronics, computer equipment, your clothes, jewelry, and appliances. Basic renters’ insurance will reimburse you for the loss of property (up to your policy’s coverage limit) if destroyed or damaged.

Typical Florida Homeowners Policy Components.

Personal Property

This coverage helps cover your personal property not attached your own home, such as furniture and clothing.

Liability Insurance

This coverage safeguards yourself from injury claims or damages to another person that occur in your Rent Property.

Loss of use

This coverage help you to pay for additional living expenses if you’re unable to live in your home due to a covered loss.

It's Your landlord's responsibility is to have insurance to protect the actual structure of the building and any fix contents inside that are included with the home.

How much does Renters Insurance Cost?

Renters Insurance costs vary widely based on individual rating factors, and every single insurance quote will generate a different premium. Bellow, you can find some of the things that commonly influence renters insurance rates.

Base Demographic

— Your age, your gender, your marital status, and education will affect your insurance rates in different ways.

Dwelling Location

— The location of your home can change your homeowner’s insurance premium. Near water it'll increase the rate.

Personal Factors

— Your habits can affect your homeowner’s insurance premium. Ex: smokers may pay more, good credit history can lower the premium.

Coverages You choose

— Your insurance and coverage amounts choices and deductibles, have a significant impact on how much you'll pay.



Top-rated insurance companies in Florida.


We specialize personal and commercial lines.


We’ll be there for you whenever you need us.

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