Peace of mind for you and your family belongings and memories.
Renter's insurance is available to persons renting or subletting a single family home, apartment, duplex, condo, studio, loft or town home. The policy protects against losses to the tenant's personal property within the rented property. In addition, a renter's insurance policy protects against losses resulting from liability claims, such as injuries occurring on the premises that are not due to a structural problem with the property (in this case, the owner's – not renter's – policy would apply).
Our dedicated team will work with you on an individual basis to find a policy that best suits your needs, for you, your family, and possessions are secure.
Learn More About Renters Insurance Coverages
Florida Insurance Requirements
Understanding the different types of coverages can help you find the right renters insurance policy for your needs and budget.
Why do you need Renters Insurance?
Anyone renting any type of residence long-term—be it an apartment or single-family home—should strongly consider purchasing a renters insurance policy. For most tenants, renters insurance is an invaluable tool to protect against potentially devastating financial consequences. But wealthy tenants also have a need for renters insurance as a way to to mitigate the financial cost of damaging, unexpected events.
Here are some specific circumstances that Renters insurance would cover:
At WE Insure, we offer free, comparative auto, home, and business quotes from multiple insurance carriers to get you the best possible assurance rate.
What does Renters Insurance Cover?
A comprehensive policy will cover costs to replace your personal belongings, like your furniture, electronics, computer equipment, your clothes, jewelry, and appliances. Basic renters’ insurance will reimburse you for the loss of property (up to your policy’s coverage limit) if destroyed or damaged.
Typical Florida Homeowners Policy Components.
This coverage helps cover your personal property not attached your own home, such as furniture and clothing.
This coverage safeguards yourself from injury claims or damages to another person that occur in your Rent Property.
It's Your landlord's responsibility is to have insurance to protect the actual structure of the building and any fix contents inside that are included with the home.
How much does Renters Insurance Cost?
Renters Insurance costs vary widely based on individual rating factors, and every single insurance quote will generate a different premium. Bellow, you can find some of the things that commonly influence renters insurance rates.
— Your age, your gender, your marital status, and education will affect your insurance rates in different ways.
— The location of your home can change your homeowner’s insurance premium. Near water it'll increase the rate.
— Your habits can affect your homeowner’s insurance premium. Ex: smokers may pay more, good credit history can lower the premium.
— Your insurance and coverage amounts choices and deductibles, have a significant impact on how much you'll pay.
WHY CHOOSE WE INSURE?